15 Tips to Save $500 by Christmas
Christmas is a merry time alright, but it might not be so merry when it comes to your pocket. The holidays can leave a huge dent in your savings, especially if you don’t keep a check on how much you want to spend this Christmas. It’s always a better to plan a budget for your Christmas, so that you don’t overspend or get carried away. You can actually save a lot of money by Christmas if you start preparing for it a couple of months in advance. Cut out unnecessary costs and have a better Christmas without worrying too much about your expenses!
Lets go through each one of them in detail:
- Send E-greetings
Greeting cards can cost a huge chunk of money. And you might want to send greetings to your far-off relatives. This can cost you major time and money. Hence save money by sending E-greetings from websites or through messenger apps like WhatsApp or Skype.
- Save on wrapping paper
Using fancy wrapping paper to wrap up the entire bunch of gifts get will be very expensive. Instead, try using fancy magazine covers or last year’s greeting cards. You can use craft paper or a chart paper. You can also get creative and write in personal wishes when making your own customized gift wrap!
- Use coupons and vouchers
This is the best time to cash in those stacked up coupons and vouchers you have had for so long. This is the easiest way to save a few bucks. Using coupons can help you save up to $75 a month. [ Check out: 10 tips to reduce stress and avoid family conflicts this #Christmas
- Give up your gym membership
Let’s face it, you might have a gym membership, but you don’t go there as often as you would like to. It is not only demoralizing, but also costs you a lot of money. Try doing something at home, instead. You can help with chores, go for a jog or try aerobics and freehand exercises at home without having to pay for a membership that financially weighs you down.
- Sell extra stuff on-line
There are various websites where you can sell your old stuff which you don’t really need any more. Try selling your old electronics or furniture to free up some space around the house. Start this process a month or two before Christmas to earn a decent amount of money.
- Wash your car
Washing your car can save you some money! It will also give you the much-needed exercise during the holiday season and also make your car spick and span.
- Drive less
Try walking the distances which are not too far from your home. This will help save on fuel and other car related expenses.
- Rent out a room of your apartment
If you have a huge apartment with a room lying empty, you can get a room-mate or paying guest around. This will make your Christmas more joyful with company around and help you make some quick bucks. [ Also read: 15 Things You Will Never Get For #Christmas Again ]
- Do a part time job
Do a part time job of teaching or taking some sort of classes. You can babysit for your relatives, or do some freelance writing to earn some extra cash.
10. Give up smoking
Smoking is injurious to health and also costs you a lot of money. What better day to quit smoking than the advent of the New Year! Make a new resolution and give up that twig.
11. Send hand-made greetings
You can also save by sending out simple hand-made greetings instead of expensive branded ones.
Instead of hiring help for domestic work like cleaning, gardening you can invite a friend over and do it with them. It will not only help you get things done but will also feel like less of a task!
13. Skip the ATM fees
Try to locate the ATMs which don’t charge convenience fees from you using Google Home or various other apps. This can help you save a lot of money. Also use the ATM wisely once or twice a month during Christmas instead of 4-5 times.
14. Skip the premium channels
Give up on premium TV channels a month or two before Christmas. Lose the subscriptions, because you might not end up watching those channels due to your hectic schedule.
15. Downgrade your cellphone plan
If you have an active messaging plan and never use it, give up on it immediately. And downgrade your mobile phone plan to prevent unnecessary expenditure. [ Read here: 10 Ways to Celebrate #Christmas when your partner is away from you ]
How do you plan on saving some bucks by Christmas? Share with us in the comment section.